Leverage your residential, commercial, or industrial property to access high-value financing starting at 9.25% p.a. through Banks Loop's top lending partners.
A Loan Against Property is a secured mortgage loan where you pledge your residential or commercial asset as collateral to obtain substantial liquidity for business expansion, debt consolidation, medical emergencies, or personal milestones.
Unlock up to 60% to 75% of your registered property's certified market valuation through Banks Loop partner network.
Enjoy convenient repayment options with flexible tenures stretching up to 15 years to maintain comfortable monthly cash flows.
Because the loan is fully secured by property collateral, interest rates are substantially lower compared to standard unsecured personal loans.
Review typical industry standards offered across top lending partners when applying via Banks Loop DSA service.
| Parameter | Residential Property LAP | Commercial Property LAP |
|---|---|---|
| Interest Rate (p.a.) | 9.25% - 12.00% | 10.50% - 13.50% |
| Maximum Tenure | Up to 15 Years | Up to 10 Years |
| LTV Ratio | Up to 70% - 75% | Up to 50% - 60% |
| Processing Fee | 0.5% - 1.5% of loan amount | 1.0% - 2.0% of loan amount |
We pitch your case across HDFC, ICICI, Axis, SBI, and leading NBFCs simultaneously to secure the best valuation and minimum markup.
Our experienced legal coordinators assist with pre-scrutiny of property deeds, chain documents, and municipal approvals to prevent rejection.
Banks Loop provides 100% free advisory and processing facilitation for borrowers with zero hidden consultancy costs.
A personal relationship manager oversees your file from initial technical evaluation to final registry and fund disbursal.
Depending on your property market valuation, income profile, and lender policies via Banks Loop, you can secure up to 60% to 75% of the property's market value, ranging from ₹10 Lakhs up to ₹10 Crores.
Banks and NBFC partners accept self-occupied residential houses, commercial buildings, retail shops, industrial plots, and clear-titled vacant land approved by local development authorities.
Interest rates for LAP through Banks Loop start from 9.25% per annum, subject to your credit score, income verification, and property type.
Yes! Many business owners and SMEs utilize LAP funds for working capital requirements, machinery purchase, inventory expansion, or clearing high-interest unsecured debts.
Connect directly via WhatsApp or submit your queries for same-day callback regarding property valuation.